About MortgageMate

MortgageMate is a small, free tool for calculating your monthly mortgage or loan payment from the home price, down payment, loan term, and interest rate. It optionally layers in property tax, home insurance, PMI, and HOA dues, and builds a full year-by-year amortization schedule, without asking for an account, a payment, or your data.

Everything happens in your browser using the standard mortgage amortization formula — your input is never sent to a server or stored anywhere. Figures are estimates for planning purposes; see the calculator page's FAQ for more detail.

MortgageMate is supported by ads shown alongside the tool, which keeps it free to use with no limits. It's one of a growing set of small tools at Laborilo.